ANIMAL GAME TROPHIES
Your cargo has been insured
for the duration of its transit journey from Africa to its final destination.
The Total Sum Insured is
based on the price paid for the actual animal(s); plus the cost of the taxidermy
work carried out in Africa; plus the Forwarding and Freight Costs plus 10% of
the total value. Claims for loss or damage will be based on the Total Sum
Insured pro rata to the individual values declared for insurance purposes.
The policy is a transit
insurance and cover applies from the time the goods are loaded at place named in
policy, continues whilst the cargo is in the ordinary course of transit and
terminates either -
delivery to your place of storage at the destination named in the insurance
delivery to any other warehouse or place of storage - whether prior to or at
the named destination - which you decide to use for storage or any other
expiry of 60 days after completion of discharge from vessel at the final port
of dischargewhichever shall first occur
The insurance covers
All Risks per the internationally recognised Institute Cargo Clauses
(A) including War Strikes & Civil Commotions. General Average and Salvage Costs
are also insured - but in terms of standard exclusions there will in no case be
cover for any claims for loss or damage as a result of:
misconduct by the Insured
loss in weight / leakage / or ordinary wear and tear
Insufficiency or unsuitability of packing
vice and the nature of the subject matter insured
Unfitness of aircraft conveyance container or liftvan for the safe carriage of
Insolvency or financial default of owners/agents/operators of craft/vessel
- Atomic /
- Loss of
or frustration of the voyage
It is the duly of the Insured
and the receiving Agents in all cases to take such measures as may be reasonable
for the purpose of averting or minimising a loss and to ensure that all rights
against Carriers, Bailees or other third parties are properly preserved and
exercised. The Insured or the Agents MUST :
- In no
circumstances, except under written protest, give clean receipts where the
goods are in a doubtful condition.
- To claim
immediately on the Carriers or other Bailees for any missing packages.
- To apply
immediately for survey by Carriers or Bailees if any loss or damage be
apparent and claim on Carriers/Bailees for any actual loss/damage found at
- To give
notice in writing to Carriers or Bailees within 3 days of
delivery if the loss or damage was not apparent at the time of taking
The onus is on the Claimant
to produce - and to submit to Underwriters following the initial advice of claim
- the necessary documentary evidence to prove, to the satisfaction of a Court of
Law if necessary:
claimant had an insurable interest at the time of the loss.
loss/damage took place during the time the policy was in force.
loss/damage was caused by a risk covered by the policy.
recovery rights against third parties responsible for the loss/damage have
The amount of the claim - including the various invoices in support of the
total sum insured and if the claim is for damages, a quotation from your local
taxidermist for the cost of repairs.